Westminster Insurance are specialists in the insurance market with over 14 years of experience and they have designed this combined product to fit the needs of freelancers, businesses and groups. It could indemnify you up to your chosen cover level for different situations that can occur during the course of your work. Whether it’s a customer hurting themselves at your premises, you doing something you shouldn’t have, or one of the products you use in your practice causing damage, these are all mishaps that occasionally happen and could lead to a devastating claim against you.
If you provide a service of any kind, even if you do so free of charge, regard it as a hobby or make only a small income from it, there is always the possibility of someone making a claim against you – that you did something wrong, or perhaps didn’t do something that you should have done.
With the best will in the world, even the most honest and professional person can make a mistake. Worse, allegations can be received and have to be fought even if you are blameless but have to prove it!