Employers’ Liability Insurance (EL)

Your staff get injured, or become unwell because of their work for you?

This insurance will cover damages, legal and compensation costs that current or former employees are entitled to if they fall ill or are injured, and it’s found to be your fault as a result of negligence as an employer. An example of this would be a member of staff falling off a faulty ladder or suffering an eye injury because they failed to be provided with safety goggles.

If you have employees, it’s almost always a legal requirement. And it doesn’t just mean part-time or full-time workers.

By definition this insurance covers:

  • Self-employed contractors
  • Temps
  • Volunteers
  • People on work experience/training courses
  • Apprentices

No matter how careful you are, workplace injuries happen, and in the case of occupational diseases, claims can happen many years down the line. That’s why, If you employ anyone, even temporarily, Employers’ Liability Insurance can cover compensation costs and legal fees, and, in most cases, it’s a legal requirement. If you don’t have Employers’ Liability Insurance, it could cost you dearly and not just from a compensation claim.

Employers’ Liability Insurance is just one of the many product lines we offer. At Masbro, we have been offering our valued clients the best personalised & customised insurance solutions for over 35 years.
To request a tailored Employers’ Liability Insurance quote please call +35020076434 or email info@masbro.gi

Interested in other insurance?

Personal Insurance

Motor

Home

Property

Travel

Medical

Marine

Commercial Insurance

Business

General Liability

Contractors All Risk

Professional Indemnity

Directors & Officers

Cyber

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