Employers’ Liability Insurance (EL)
Your staff get injured, or become unwell because of their work for you?
This insurance will cover damages, legal and compensation costs that current or former employees are entitled to if they fall ill or are injured, and it’s found to be your fault as a result of negligence as an employer. An example of this would be a member of staff falling off a faulty ladder or suffering an eye injury because they failed to be provided with safety goggles.
If you have employees, it’s almost always a legal requirement. And it doesn’t just mean part-time or full-time workers.